E-sign disclosure

Electronic Record and Signature Disclosure

Version esd-3. Please read this before you agree to use electronic records and signatures.

Who this is from

The sender named at the top of the signing page uses Sovrasign, an electronic signature service of Sovrasign LLC, to send you this document. We give you this disclosure on the sender's behalf. In this disclosure, "we" and "us" mean Sovrasign. Sovrasign only provides the service and is not a party to the document.

What you agree to

If you tick "I agree to use electronic records and signatures for this signing request" and select "Continue", you agree that:

• you will review this document electronically and, if you sign it, sign it electronically, and the sender may complete this transaction with you electronically;
• the sender may give you this document, and the records about it, electronically instead of on paper; and
• your electronic signature shows that you intend to sign, as a handwritten signature would.

You do not have to agree. If you prefer paper, do not tick the box. Choose "Withdraw consent" under "Other actions", or contact the sender directly.

What your consent covers

Your consent covers this signing request only, from the moment you give it: the documents shown on this signing page, the emails that remind you, notices about them (for example when they are corrected, voided or expire), the completed copies and the certificate of completion. It does not cover any other signing request. If the sender sends you another one, you will be asked again.

Paper copies

You can choose to receive these records on paper instead. After you agree, you can still ask the sender for a paper copy of any record covered by your consent. To ask, choose "Ask a question" under "Other actions" on the signing page, or contact the sender directly. There is no fee for a paper copy. Asking for a paper copy does not withdraw your consent.

Withdrawing your consent

You can withdraw your consent at any time, before or after you sign. Choose "Withdraw consent" under "Other actions" on the signing page, use the "Withdraw consent" link in an invitation, reminder or expiry-warning email, or tell the sender directly. An online withdrawal takes effect when you submit it; one sent to the sender, when the sender receives it.

When you withdraw your consent:

• We tell the sender at once.
• You will not be asked to sign this document electronically.
• If you have not signed yet, the signing request stops, as it would if you declined.
• If you have already signed, your signature stays as it is, and the signing request goes on for the other people on it. The sender should give you any later record about it, such as the completed copy, on paper.
• Withdrawing does not change the legal effect of records you received electronically before you withdrew, or of signatures already made.
• The sender decides how to continue: for example, by giving you the document on paper, or by not going ahead. This may delay or end the transaction.
• There is no fee for withdrawing.
• We send you an email that confirms your withdrawal.

Keeping your contact details up to date

We send the records to the email address the sender used to invite you. If that address changes, or you stop using it, tell the sender. You cannot change it yourself on the signing page, because this invitation is tied to that address. The sender can correct it and invite you again.

What you need

To open, sign and keep these records, you need:

• a computer, tablet or phone connected to the internet;
• a current version of Chrome, Edge, Firefox, Safari or Samsung Internet, with JavaScript and WebAssembly turned on (they are on by default); the signing page checks your browser and tells you if it cannot be used;
• an email account that can receive messages from Sovrasign, and access to it while you sign;
• a way to confirm who you are: for example, the Google, Microsoft or Apple account for your email address, or a one-time code that we email to you;
• software that opens PDF files (most browsers and phones can), and space to save them; and
• a printer, if you want to print your own copy.

When everyone has signed, we email you the completed document as a PDF file: attached to the email when it is 10 MB or less, otherwise as a download link that works for at least 30 days. The signing link stops working when the document is completed, declined, voided or expires, so save your own copy. The PDF contains the signatures and the evidence of how they were made, and anyone can check it without Sovrasign.

If these requirements change

If we change what you need in a way that could stop you from opening or keeping the records covered by your consent, we will show you the new requirements and ask you to agree again. You can then withdraw your consent without any fee and without any consequence not described in this disclosure.

How signing works

You review the document, fill in the fields the sender assigned to you, adopt a signature by drawing or typing it when the document asks for one, confirm who you are, and sign. You can check and change what you entered until you sign. After you sign, your entries cannot be changed. If you do not want to sign, choose "Decline" under "Other actions" and give a reason.

What is recorded

When you agree, we record the version of this disclosure (esd-3), a fingerprint of its exact text (its SHA-256 hash), the time, your IP address, your browser and your language. When you sign, your name, your email address, how you confirmed who you are, the time and the record of your consent are sealed into the signed PDF. Everyone who receives a copy of the document can see them, and they cannot be removed later without breaking the signatures. Your IP address and device details also appear in the sender's activity log for the document and in its certificate of completion, which the sender and the other people on the document receive. The privacy policy linked on the signing page explains how Sovrasign handles your personal data.

In the European Union and the United Kingdom

In the European Union, an electronic signature cannot be denied legal effect, or be refused as evidence in court, only because it is electronic or because it is not a qualified electronic signature (eIDAS Regulation, Article 25). The United Kingdom has a similar rule. The signature you make on the signing page is an electronic signature. It is not a qualified electronic signature unless the signing page tells you so before you sign. Under EU law, only a qualified electronic signature automatically has the same legal effect as a handwritten signature. Your right to paper copies and to withdraw your consent, described above, applies wherever you are.

Documents that may need another form

Some documents cannot be signed electronically, or need a handwritten signature, a qualified electronic signature, a witness or a notary. In many countries this includes wills, some family law and court documents, some property transfers and some employment notices. In the United States, the federal ESIGN Act and the state laws based on the Uniform Electronic Transactions Act (UETA) exclude some of these documents. If you are not sure whether this document can be signed electronically, ask the sender or a lawyer before you sign.

Questions

Questions about this document go to the sender: choose "Ask a question" under "Other actions", or contact the sender directly. Sovrasign cannot give legal advice and cannot change the document.