Legal / Refunds and cancellation

Refunds and cancellation, version refunds-1

Version refunds-1, published 2026-11-10, effective 2026-11-10. Each version is fixed once published; a change is a new version. SHA-256 40bf67713990c728a19dec877d53cb9f89d9c2b65544b1d337aff2808f3a90d4. This version's fixed copy.